ODESSA, FL 33556 18102 SPENCER ROAD
$899,000



44 more













































Presented By: ROCKS REALTY with 727-777-3264. -
Home Details
A rare opportunity to own a completely remodeled lakefront home on an acre of land in the heart of Keystone—one of the last truly rural pockets of Tampa Bay. With no HOA, no CDD, and not located in a flood zone, this Keystone Odessa property offers unmatched freedom, peace of mind, and a quiet lifestyle just 20 minutes from Tampa International Airport, downtown, and the beaches. Positioned on the peaceful cove of Lake Taylor, a 50-acre private ski lake, the home offers tranquil water views and access to fishing, boating, and year-round wildlife watching. Facing due west, the backyard delivers breathtaking sunsets over the lake—an unbeatable backdrop for evenings outdoors. Completely rebuilt from the studs in 2022, this three-bedroom, two-bathroom home includes all-new plumbing, electrical, HVAC, EcoBee thermostat, tankless water heater, roof, hardy board siding, insulation, drywall, windows, and doors. The deep, solid foundation provides lasting stability, and every inch of the interior was thoughtfully designed with luxury vinyl plank flooring, solid wood flat-panel doors, LED recessed lighting, and stylish, high-end finishes. The stunning kitchen showcases shaker cabinetry, quartz countertops, reverse osmosis at the sink, and a GE Café matte white appliance suite with gold accents. Both bathrooms feature handmade concrete tile, stacked zellige tile, frameless glass showers, and designer fixtures. The laundry room includes cabinetry, a sink, and full appliances. Outside, enjoy lush new St. Augustine sod supported by a new irrigation system, a recently upgraded driveway with a new section and resurfaced finish, and charming brick paver walkways that lead to a peaceful back patio. A detached garage provides excellent storage for tools, water gear, or hobby space, and there’s a 50-amp hookup in place for your RV. Maintained under a termite bond with no known pest issues, the home sits approximately 50 feet above sea level and has remained dry through all recent storm events. The sellers also invested in extensive tree removal based on certified arborist recommendations and fully upgraded the well system, including a new bladder, softener, UV filter, and reverse osmosis for fresh, clean water. This is not a flip—current owners purchased the home, spent nearly $80k on the home with plans to retire here but never moved in due to a lifestyle change. Located in an A-rated school district and zoned for the coveted Steinbrenner High School, one of the top-ranked schools in the state. Flood insurance is not required, making this a rare and affordable waterfront opportunity. The property is zoned ASC-1, allowing the flexibility for a small urban farm, garden, or outbuildings. Surrounded by multi-million dollar homes and supported by the active Keystone Civic Association, this home blends craftsmanship, privacy, and lifestyle in one of Tampa Bay’s most desirable lakefront communities. The quiet street ends in a gated neighborhood with minimal traffic—an ideal setting to enjoy nature, space, and serenity. For a video walkthrough and a 3D walk go to this site: bit.ly/KeystoneLakeHouse
Presented By: ROCKS REALTY with 727-777-3264. -
Interior Features for 18102 SPENCER ROAD
Bedrooms
Total Bedrooms3
Bathrooms
Half Baths0
Total Baths2
Other Interior Features
LivingAreaSourcepublic records
Air Conditioning Y/NYes
Fireplace Y/NNo
Flooringluxury vinyl, tile
Furnished Y/Nunfurnished
Heating Y/NYes
Interior Amenitiesceiling fan(s), eating space in kitchen, open floorplan, primary bedroom main floor, solid wood cabinets, split bedroom, stone counters, thermostat, walk-in closet(s), window treatments
Laundry Featuresinside, laundry room
Total Stories1
Window Featuresblinds, double pane windows, insulated windows
General for 18102 SPENCER ROAD
Additional Parcels Y/NNo
Additional Roomsgreat room, inside utility
Appliancesconvection oven, dishwasher, disposal, dryer, electric water heater, exhaust fan, kitchen reverse osmosis system, range, refrigerator, tankless water heater, washer, water filtration system, water purifier, water
Architectural Stylecraftsman
Attached Garage No
Building Area Unitssquare feet
Carport Y/NNo
Cityodessa
Construction Materialsblock, hardiplank type, wood frame
Coolingcentral air
Countyhillsborough
Directionsgunn hwy to tarpon springs rd. left on spencer. house on right.
DockY/NNo
Elementary Schoolhammond elementary school
Facing Directioneast
Flood Zone Codex
Flood Zone Code XY
Full Baths2
Garage Spaces1
Garage Y/NYes
HOANo
Heatingcentral, electric
High Schoolsteinbrenner high school
Land Lease Y/NNo
Lease Considered Y/NYes
Legal Descriptiontract beg on wly r/w line of spencer rd 50 ft w & 711 ft n of se cor of e 1/2 of nw 1/4 and run n 73 deg 30 min 30 sec w 541.39 ft n 2 deg 14 min w 32.98 ft s 84 deg 19 min 30 sec e 522.18 ft to rd a
Levelsone
Listing Termscash, conventional, va loan
Living Area Unitssquare feet
Lot Size Square Feet33750
Lot Size Unitssquare feet
MLS Area33556 - odessa
Middle/Junior High Schoolmartinez-hb
Minimum Lease1-7 days
ModificationTimestamp2025-05-26t17:54:01.603z
New ConstructionNo
Occupancy Typeowner
Ownershipfee simple
Patio/Porch Featuresfront porch, patio
Pets Allowedyes
Possessionclose of escrow, negotiable
Property Subtypesingle family residence
Property Typeresidential
Roofshingle
STELLAR_InLawSuiteYNNo
Senior Community Y/NNo
Sewerseptic tank
Standard Statusactive
Statusactive
Subdivision Nameunplatted
Tax Annual Amount12446
Tax Lot0000
Tax Year2024
Total Rooms8
Utilitiesbb/hs internet available, cable connected, electricity connected, fire hydrant, phone available, private, sprinkler well, water connected
Viewgarden, trees/woods, water
Virtual TourClick here
Water Access Typelake
Water Access Y/NYes
Water Viewlake
Water View Y/NYes
Waterfront Featureslake front
Year Built1967
Zoningasc-1
Exterior for 18102 SPENCER ROAD
Building Area Total1990
Covered Spaces1
Exterior Amenitiesfrench doors, irrigation system, lighting, private mailbox, rain gutters
Foundation Detailsslab
Lot Dimensions135 x 250
Lot Featurescleared, in county, irregular lot, landscaped, level, oversized lot, street dead-end
Lot Size Acres0.99
Lot Size Area33750
Open Parking Y/NYes
Parking Featuresdriveway
Private PoolNo
Road Frontage Typestreet dead-end, street paved
Road Responsibilitypublic maintained road
Road Surface Typepaved
Vegetationmature landscaping
Water Sourcesee remarks, well
Waterfront Y/NYes
Additional Details
Price History
Schools
Middle School
Martinez-HB Middle School
High School
Steinbrenner High School
Elementary School
Hammond Elementary School

Nirio Cruz
Realtor®