TAMPA, FL 33607 2107 W CHERRY STREET

Virtually Staged. Seller offering a 2-1 rate buy down with a full-price offer! Enjoy reduced mortgage payments for the first two years while taking advantage of the detached ADU's potential. 3/2 single-family home in West Tampa. Detached Accessory unit 1/1 (ADU) with private entrance. Updated electrical, plumbing, AC, and water heater. Built 1908. Own close to Downtown Tampa while creating a second stream of income. Whether you offset your mortgage with a tenant or host guests, this property offers flexibility to house hack in either unit or buy to invest as a rental. This single-family home in Tampa offers a flexible layout with a detached accessory dwelling unit already in place, making it suitable for primary living with rental income, multigenerational use, or a private workspace. The property has been updated through the city permitting process, with key systems addressed to support long-term ownership confidence. Inside the main home, the layout includes 3 bedrooms and 2 bathrooms with an open living and dining configuration. The kitchen features updated cabinetry, stone counters, and a full appliance package including range, refrigerator, microwave, and dishwasher. Flooring includes ceramic tile in bathrooms,  hardwood flooring throught the house, with ceiling fans and a walk-in closet in the primary suite. Major systems have been improved, including updated electrical and plumbing, central air conditioning, and a newer water heater. These updates reduce near-term maintenance concerns and support financing across conventional, FHA, and VA loan types. A one-year home warranty is also provided by the seller. The detached ADU includes its own private entrance, kitchenette, full bathroom, and mini split system. This separate space can function as a rental unit, guest suite, or home office, adding measurable utility and income potential not commonly available in similar properties. Located approximately 3 to 4 blocks from the Riverwalk extension, the home provides access to one of Tampa’s expanding lifestyle corridors with proximity to dining, recreation, and waterfront paths. The area continues to see development, supporting both owner-occupancy and investment positioning. Additional details include public utilities, no HOA fees, no minimum lease restrictions, and placement in Flood Zone X. The lot measures approximately 0.07 acres, and the home is offered vacant for immediate occupancy at closing.