AUBURNDALE, FL 33823 331 BAY STREET

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Presented By: DIVINE ESTATES REALTY LLC with 813-401-1851. - 813-401-1851
  • MLS# TB8516430
  • 06/05/2026
  • Request Tour
  • Request Info
  • Beds • 3
  • Baths • 3
  • SQFT • 3,488
  • Garage • 2

Home Details

ASSUMABLE VA LOAN AVAILABLE AT AN INCREDIBLY LOW 2.6% INTEREST RATE! This is the waterfront lifestyle opportunity buyers have been waiting for. Nestled on a spacious 0.59-acre waterfront lot in the heart of Auburndale, this beautifully updated pool home offers the perfect blend of luxury, recreation, and everyday comfort with direct water access, a private dock, screened pool, expansive outdoor entertaining areas, and over 5,500 square feet of combined indoor and outdoor living space. From the moment you arrive, you'll appreciate the extensive upgrades and pride of ownership throughout. Major improvements include new roofs (2022 & 2024), fully remodeled bathrooms (2023), new flooring (2023), updated plumbing, hurricane-rated garage door (2023), new front and side windows (2023), three mini-split AC systems (2023), new irrigation pump, and fresh interior and exterior paint. These significant updates provide peace of mind while allowing you to immediately enjoy the home without the expense and hassle of major renovations. Designed for entertaining and enjoying Florida's outdoor lifestyle, the property features a screened pool, large screened porch, waterfront deck, private dock, and breathtaking water views. Whether you're enjoying your morning coffee overlooking the water, spending weekends boating and fishing, hosting family gatherings poolside, or relaxing with friends at sunset, this property delivers the true Florida waterfront experience. Inside, you'll find nearly 3,500 square feet of living space with generous room sizes, multiple gathering areas, a spacious primary suite, and flexible living spaces perfect for entertaining, working from home, or accommodating guests. The Florida room/game room provides additional space to enjoy the beautiful waterfront setting year-round. Conveniently located near Downtown Auburndale, Lake Ariana, local parks, restaurants, shopping, schools, medical facilities, golf courses, and just minutes from Interstate 4, you'll enjoy easy access to both Tampa and Orlando while still experiencing the charm and tranquility of waterfront living. In addition to being an exceptional primary residence or vacation retreat, this property offers outstanding short-term rental potential, making it an attractive opportunity for investors seeking income-producing waterfront property. Waterfront homes with a private dock, pool, extensive renovations, nearly 0.60 acres of land, short-term rental flexibility, and an assumable 2.6% VA loan are exceptionally rare. Don't miss this opportunity to own a move-in-ready waterfront retreat that offers an incredible lifestyle, significant recent upgrades, and one of the most attractive financing opportunities available in today's market.
Presented By: DIVINE ESTATES REALTY LLC with 813-401-1851. - 813-401-1851

Interior Features for 331 BAY STREET

Bedrooms

Total Bedrooms3

Bathrooms

Half Baths0
Total Baths3

Other Interior Features

LivingAreaSourceOwner
Air Conditioning Y/NYes
Fireplace Y/NNo
FlooringCeramic Tile, Laminate, Porcelain Tile, Hardwood
Furnished Y/NUnfurnished
Heating Y/NYes
Interior AmenitiesCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Wet Bar, Window Treatments
Laundry FeaturesInside
Window FeaturesBlinds, Window Treatments

General for 331 BAY STREET

Additional Parcels Y/NNo
Additional RoomsDen/Library/Office, Florida Room, Great Room
AppliancesDishwasher, Disposal, Ice Maker, Range, Range Hood, Refrigerator, Wine Refrigerator
Attached Garage Yes
Body of WaterLAKE ARIANA
Building Area UnitsSquare Feet
Carport Y/NNo
CityAUBURNDALE
Construction MaterialsBlock, Stucco
CoolingCentral Air
CountyPolk
DirectionsFrom US-92 in Downtown Auburndale, head north on FL-559 (Main Street), turn left onto Bay Street, and proceed to 331 Bay St. Home will be on the right near the waterfront.
DockY/NYes
Elementary SchoolAuburndale Central Elem
Facing DirectionEast
Flood Zone CodeX
Flood Zone Code XY
Full Baths3
Garage Spaces2
Garage Y/NYes
HeatingCentral
High SchoolAuburndale High School
Land Lease Y/NNo
Lease Considered Y/NNo
Legal DescriptionFLANIGAN C R SUB PB 4 PG 67 LOT 13
LevelsOne
Listing TermsCash, Conventional, FHA, Other, USDA Loan, VA Loan
Living Area UnitsSquare Feet
Lot Size Square Feet25130
Lot Size UnitsSquare Feet
MLS Area33823 - Auburndale
Middle/Junior High SchoolStambaugh Middle
New ConstructionNo
Occupancy TypeOwner
Other StructuresShed(s)
OwnershipFee Simple
Patio/Porch FeaturesCovered, Deck, Enclosed, Front Porch, Patio, Porch, Rear Porch, Screened
Pool FeaturesDeck, Heated, In Ground, Screen Enclosure
PossessionClose Of Escrow
Property ConditionCompleted
Property SubtypeSingle Family Residence
Property TypeResidential
RoofShingle
STELLAR_InLawSuiteYNNo
Security FeaturesSmoke Detector(s)
Senior Community Y/NNo
SewerPublic Sewer
Spa FeaturesIn Ground
Standard StatusActive
StatusActive
Subdivision NameFLANIGAN C R SUB
Tax Annual Amount7447
Tax Lot13
Tax Year2025
Total Rooms13
UtilitiesCable Available, Electricity Available, Street Lights, Water Available
ViewWater
Virtual TourClick here
Water Access TypeLake
Water Access Y/NYes
Water ViewLake
Water View Y/NYes
Waterfront FeaturesLake Front
Year Built1973
ZoningR-1

Exterior for 331 BAY STREET

Building Area Total5500
Covered Spaces2
Exterior AmenitiesIrrigation System, Lighting, Sidewalk, Sliding Doors
FencingChain Link, Fenced, Vinyl
Foundation DetailsSlab
Lot FeaturesCity Lot, Sidewalk
Lot Size Acres0.59
Lot Size Area25130
Parking FeaturesCircular Driveway, Driveway, Oversized
Private PoolYes
Road Frontage TypeStreet Paved
Road Surface TypePaved
VegetationMature Landscaping
Water SourcePublic
Waterfront Y/NYes

Additional Details

Price History

Larry Castellano

Realtor®
Price $789,000
MLS#TB8516430
List Date 06/05/2026
Property Type Single Family
Phone 786.560.9943
Request Tour
Request Info
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