PALMETTO, FL 34221 4109 COBIA COURT
$1,599,000
OPEN HOUSE Sun, May 04 2025 11:00 AM - 01:00 PM



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Presented By: COMPASS FLORIDA LLC with 305-851-2820. -
Home Details
Welcome to 4109 Cobia Ct—a remarkable custom-built waterfront home where luxury, privacy, and modern convenience meet in perfect harmony. Built in 2017 with solid all-block construction (even on the second story) and a durable metal roof, this 4-bedroom, 3.5-bath residence is rarely available on Snead Island, one of the area’s most exclusive and tucked-away waterfront communities—private, peaceful, yet still close to everything.
Situated on an oversized lot with 134 feet of direct saltwater canal frontage, this home offers no fixed bridges to the Gulf, making it a true boater’s paradise. Enjoy a composite dock with walk-way lights, water and electric, Covered boat lift, floating dock for your Jet Ski, and your very own gas-heated pool with LED lighting, deck jets, and a travertine deck—perfect for entertaining or soaking in the sunshine. The pool is fully gated, and just beyond, a spacious yard offers plenty of room for kids and pets to run and play.
Inside, you’ll find a light-filled open floor plan with expansive ceilings, Luxury Coretec waterproof flooring, elegant tray ceilings, and a fresh, coastal-inspired design. The chef’s kitchen features high-end stainless steel appliances, an oversized island with views of the backyard and canal, a generous walk-in pantry, and smart-home technology integrated throughout. The split bedroom layout offers privacy for everyone, with both the primary suite and a secondary bedroom featuring ensuite bathrooms.
The five-car garage includes epoxy floors, an EV charger outlet, and is pre-wired for a backup generator. It opens to a versatile lower-level flex space—perfect as a man cave, game room, or poolside retreat—with direct access to the lanai and pool area that enjoys ideal southern exposure. Additional standout features include PGT impact windows and doors, closed-cell spray foam insulation, LED lighting throughout, and composite decking with stainless fasteners for long-lasting durability. The home is also equipped with a full security system and modern smart-home setup.
The location is just as special. Walk or bike to Emerson Point Preserve, a beautiful nature sanctuary for hiking, fishing, and wildlife viewing. Or take your golf cart to the Bradenton Yacht Club for private dining, social events, and fueling up your boat before heading out on the water. This is more than just a home—it’s the ultimate Florida lifestyle. Newer construction on Snead Island is incredibly rare, and this one checks every single box. Experience it for yourself and Schedule for your private showing today!
Presented By: COMPASS FLORIDA LLC with 305-851-2820. -
Interior Features for 4109 COBIA COURT
Bedrooms
Total Bedrooms4
Bathrooms
Half Baths1
Total Baths4
Other Interior Features
LivingAreaSourcepublic records
Air Conditioning Y/NYes
Fireplace Y/NNo
Flooringluxury vinyl
Heating Y/NYes
Interior Amenitiesbuilt-in features, ceiling fan(s), eating space in kitchen, high ceilings, kitchen/family room combo, living room/dining room combo, open floorplan, split bedroom, stone counters, walk-in closet(s)
Laundry Featureslaundry room
Total Stories1
Window Featuresdouble pane windows
General for 4109 COBIA COURT
Additional Parcels Y/NNo
Additional Roomsbonus room, inside utility, storage rooms
Appliancesconvection oven, dishwasher, disposal, dryer, electric water heater, freezer, microwave, range, range hood, refrigerator, washer
Architectural Stylecoastal, key west
Assoc Fee Paid Perannually
Association Namemike uselton
Attached Garage Yes
Building Area Unitssquare feet
Carport Y/NNo
Citypalmetto
Construction Materialsblock
Coolingcentral air, wall/window unit(s)
Countymanatee
Directionstake first right past bradenton yacht club on to tarpon. continue through stop sign to cobia court. take right. house is 2nd on right.
DockY/NYes
Elementary Schoolpalmetto elementary-mn
Facing Directionnorth
Flood Zone Codeae
Full Baths3
Garage Spaces5
Garage Y/NYes
HOAYes
HOA Fee$1050
Heatingcentral, electric
High Schoolpalmetto high
Land Lease Y/NNo
Lease Considered Y/NYes
Legal Descriptionlot 3 blk b mangrove point pi#24027.0095/9
Levelstwo
Listing Termscash, conventional, fha, va loan
Living Area Unitssquare feet
Lot Size Square Feet14854
Lot Size Unitssquare feet
MLS Area34221 - palmetto/rubonia
Middle/Junior High Schoollincoln middle
Minimum Lease6 months
ModificationTimestamp2025-05-02t17:24:36.953z
Monthly HOA Amount87.5
New ConstructionNo
Occupancy Typevacant
Ownershipfee simple
Patio/Porch Featurescovered, deck
Pets Allowedyes
Pool Featuresheated, in ground
Property Subtypesingle family residence
Property Typeresidential
Roofmetal
STELLAR_InLawSuiteYNNo
Senior Community Y/NNo
Sewerpublic sewer
Standard Statusactive
Statusactive
Subdivision Namemangrove point
Tax Annual Amount16311.11
Tax Lot3
Tax Year2024
Total Rooms8
Utilitiescable connected, electricity connected, sewer connected, water connected
Viewtrees/woods, water
Virtual TourClick here
Water Access Typecanal - saltwater, gulf/ocean, gulf/ocean to bay, intracoastal waterway, marina, river
Water Access Y/NYes
Water Viewcanal
Water View Y/NYes
Waterfront Featurescanal - saltwater
Waterfront Y/NYes
Year Built2017
Zoningpd-r
Exterior for 4109 COBIA COURT
Building Area Total2585
Covered Spaces5
Exterior Amenitieslighting, private mailbox, sidewalk, sliding doors, storage
Foundation Detailsslab
Lot Dimensions134 x
Lot Featureslandscaped, near marina, oversized lot, sidewalk, street dead-end
Lot Size Acres0.34
Lot Size Area14854
Open Parking Y/NYes
Parking Featuresboat, driveway, garage door opener, golf cart parking, oversized
Private PoolYes
Road Frontage Typestreet dead-end, street paved
Road Surface Typepaved
Water Sourcepublic
Additional Details
Price History
Schools
High School
Palmetto High
Middle School
Lincoln Middle
Elementary School
Palmetto Elementary-MN

Jennifer Vazquez
Realtor